THE DAY I APPLIED FOR A CREDIT CARD AND GOT APPROVED FOR HUMILITY INSTEAD I woke up that Tuesday morning feeling unstoppable. I was convinced I could conquer the world of personal finance. I had dreams of a shiny new credit card, the kind that screams “financial responsibility” but secretly whispers, “Buy all the gadgets you’ve been dreaming of!” I imagined myself swiping it confidently at every store, accumulating rewards points, cashback, and elite status. Little did I know, the universe had a different plan—one that involved a crash course in humility, embarrassment, and existential reflection. --- THE SPARKLING PROMISE OF FINANCIAL FREEDOM I had always admired credit cards. They are the adult version of a golden ticket. The brochures promised low interest rates, no annual fees for the first year, exclusive rewards, and VIP perks. I thought, “Finally, I can build my credit score, earn cashback, and still maintain my impeccable style.” .